How grandparents can help

Many grandparents would like to help fund the education of their grandchildren, but have obvious concerns such as:

How can I be sure the right funds are there as each grandchild goes through the school or university?
Can I pay all the money in advance and be sure it is safe?
How can I be sure the education funds avoid any Inheritance Tax if I were to die?
How do I fund fees in the most tax efficient way?
How can I use assets such as my home without selling them?
How can I be sure each grandchild is treated the same?
How do I integrate my gift with what my own children are doing?

Don’t worry – all of these and other problems can be solved relatively easily.

At educationfees.co.uk we do not advise you ourselves but introduce you to FSA regulated local independent financial advisers, which we have appointed for their experience, knowledge and impartiality.

We will initially contact you by telephone to discuss your requirements before referring you to the local adviser for a personal consultation. Financial planning of this type is too complex to be done by email. Their job is to find you the best solution to fit your circumstances using all available market products. You will not be harassed or be arm-twisted to do anything which you do not want.

To access this service you must first complete the following questions and press submit.

Title
First name
Surname
Date of Birth
Address
Postcode
Telephone
Preferred Contact Time
Email address
Number and ages of grand children
What size of investment did you have in mind?

Please be sure to read the following financial warnings and confirm you have read them: Education-fees.co.uk is not authorised to give individual financial advice. You will be introduced to an FSA authorised independent financial adviser who will explain their regulated status and terms of business. Most solutions utilise tax exemptions. You may wish to consult your own accountant or adviser to confirm the applicability to your circumstances Where solutions involve investments, the adviser will explain any risks involved and discuss suitability for your circumstances. Where solutions involve borrowing, if this is done on your security of your property or other assets, you should be aware that the lender w ill reclaim against those assets if you fail to keep up repayments. The advisory service is only provided on the basis that you are not using another financial adviser. If you decide not to use the IFA we introduce, you are then totally free to consult another financial adviser.
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