Welcome to education-fees.co.uk bespoke advice service for those with significant house equity and total education costs liability between £75,000 to £750,000+

Many parents find themselves struggling to pay private school fees out of income, but wondering if they could utilise their house equity to raise those funds.

At the simplest level, clients can be advised on remortgaging their home to raise extra funds. Bear in mind that school fees are only paid periodically, and therefore you do not need all the cash in one go, but rather a “drawdown facility” by way of a flexible or offset mortgage.

At a more complex planning level, parents who have significant amounts of house equity or other “lazy assets” can arrange a line of credit against those assets, which is used to pay fees as they fall due, as well as purchase a portfolio of financial instruments which pays off the liabilities under the line of credit. Using this methodology, some parents have reduced their school fees by more than 50%. However, such techniques do not suit everyone, which is why it is essential to participate in a confidential planning consultation

This service is for parents earning more than £40,000 per annum and requiring school fees funding of more than £75.000. It is provided by a carefully selected group of individual financial advisers, who are authorised and regulated by the Financial Services Authority. Education-fees.co.uk does not provide the advice but introduces you to a local independent financial adviser, who will explain the background to his/her company.

To provide a solution which is uniquely tailored to your personal circumstances, an adviser will need to meet with you and familiarise themselves with your financial position, after which they will design an individual solution for you. The first consultation is free and without obligation.

Please provide the information below and click the Submit button. You will then be contacted to arrange an appointment.

 

Title
First name
Surname
Address
Postcode
Telephone
Preferred Contact Time
Email address

Projected schools fees liability

Estimated house equity
   

Please be sure to read the following financial warnings and confirm you have read them:

  1. Education-fees.co.uk is not authorised to give individual financial advice. You will be introduced to an FSA authorised independent financial adviser who will explain their regulated status and terms of business.
  2. If you borrow money on your security of your property or other assets, you should be aware that the lender w ill reclaim against those assets and you are at risk of losing your home, if you fail to keep up repayments. 
  3. The “save up to 50%  or more of education costs” statement is not an idle marketing ploy. Some parents can save up to 100% of fees, but you have to be of the right risk and financial  profile to be suitable for the highest saving and the IFA will discuss this with you in great detail.  Some parents opt to go for a partial fees funding (e.g 40% or 50%) in order to limit their investment or borrowing exposure. Please discuss direct with the IFA.
  4. The advisory service is only provided on the basis that you are not using another financial adviser. If you decide not to use the IFA we introduce, you are then totally free to consult another financial adviser.

I confirm I have read and understood these statements